Recently Posted On NYC’s Craigslist

“We are only interested in short term commercial loans offering a high interest rate so we can expand our operation.”

I have a problem can you help me? – buds (Financial District)

In 2012 marijuana prohibition may be coming to an end. In the United States of America there are currently 17 states (plus Washington DC) who have developed legislation legalizing marijuana for medical use. There is even a court case scheduled to begin on Oct 16 (ASA VS DEA) where it is possible the US Federal Government may be forced to change the classification of marijuana from schedule I to II or III which will immediately end the seventy year war against the plant. We are seeking lenders. If you can offer $5000 to $350,000 in the form of a commercial loan we will pay that loan at a fixed interest rate of 10% to 30%. So, do you have a minute? 

This is a little long but it’s imporant that you get the big picture about this new industry in America. Well, truth be told it is not really ‘new’. In fact, it was a major and highly profitable industry for a long time up until about a hundred years ago until a guy named Harry Anslinger came along. 

It seems Harry didn’t like jazz and he also didn’t like immigrant workers from south of the border. So old Harry realized that people from Mexico had a little habit of smoking the wacky weed which is from the “flower” of a hemp plant. Down in New Orleans the jazz musicians were starting to partake and the big old fat man, well.. he decided the SMART thing to do would be to lock up all those people who smoked cannabis. So Harry and his friends got together and they formed the “Bureau of Prohibition” which was an office within the Federal Government from 1920 to 1930 until it was rolled into the Dept of Justice. Harry’s actual title was “Prohibition Commissioner” in the bureau. He died in 1975 and we are just now beginning to learn that his motives may have been less than honorable. At the very least we know the plant certainly does not cause the great harm he said it did and it is far less toxic than alcohol.

In Colorado we have a chance to make good money providing medical marijuana to patients who need it, but we have a big problem.

Until the Federal Government reschedules Cannabis from Schedule I to Schedule II or III there will be issues that arise regarding how to govern marijuana and exactly what individual states can and cannot do. Banks all work under the purview of the Federal Reserve and the Federal Deposit and Insurance Corp (FDIC). These entities oversee all aspects of banking and as a part of their rules they force the banks to report activities that are suspicious. Medical marijuana is suspicious at the Federal level no matter what the individual states rules are and as a result all banks REFUSE to accept accounts from medical marijuana dispensaries even when the dispensary is completely compliant with all local and state rules. In 2011 Attorney General Holder said that he could find no reason medical marijuana centers should not be able to make deposits just like any other business, but the banking industry has not yet caught up to the Department of Justice stance on state legal dispensaries. ((Search the internet for “banks refuse dispensaries” or “credit cards refuse dispensaries”))

We have an exciting opportunity in Colorado, the only place where cannabis can be sold for-profit in the world. The industry is HIGHLY profitable with gross profit margins well north of 70%. We are currently interested in borrowing $350,000 US in the short term toward a large production facility south of Denver whose build-out will run nearly $2,000,000 US over the course of the next few years. 

We are not seeking partners, or investors. We are only interested in short term commercial loans offering a high interest rate so we can expand our operation. So we need good hearted citizens who are willing to step in where the banks will not. Do it because you have a loved one who is helped by medical marijuana or do it because you want to make a decent return, just do it! 

If you can offer $5000 to $350,000 in the form of a commercial loan we will pay back that loan at a high fixed interest rate of 10% to 30%.

  • If you lend us:$ 5000 We will pay you $ 648.66 per month for 8 months (10.0%)
  • If you lend us:$ 10000 We will pay you $ 1309.30 per month for 8 months (12.5%)
  • If you lend us:$ 25000 We will pay you $ 3303.33 per month for 8 months (15.0%)
  • If you lend us:$ 50000 We will pay you $ 6667.08 per month for 8 months (17.5%)
  • If you lend us:$100000 We will pay you $13455.57 per month for 8 months (20.0%)

or if you prefer a balloon:

  • If you lend:$ 25000 We will pay you $ 521.14 per month for 8 months + $ 24,997.36 (25.0%)
  • If you lend:$ 50000 We will pay you $1,146.16 per month for 8 months + $ 49,997.17 (27.5%)
  • If you lend:$100000 We will pay you $2,500.34 per month for 8 months + $ 99,997.03 (30.0%)
  • If you lend:$250000 We will pay you $7,291.90 per month for 8 months + $249,997.93 (35.0%)

(Usury rate in Colorado is 40%)

To be clear, this is not an offer to sell a security, this is an offer for a commercial loan which is partly secured against lights, ballasts, computer equipment, air conditioning systems, water conditioning systems, carbon dioxide emission systems, and other related equipment we need to operate and expand our production capabilities. 

You will not be sharing any profits we generate as that is illegal by state law. 

Loaning us money grants you no voting rights nor do you have any say in our day to day operations. This is a simple commercial equipment loan request at a fixed interest rate for a short term (9 or fewer months).Contact me at the above email if you would like to lend us money or learn more about our state legal for-profit business.